
In recent years, apps like Opay have revolutionized the way we handle financial transactions and payments, making them more accessible and convenient, but what happens if you lost the SIM & smartphone linked to your Opay account and can’t get an OTP to login? Well, that’s what we’ll tackle in this article.
Read Also: Opay Login With Phone Number and Password in Nigeria
How does Opay account security work?
When you open an opay account, you’re asked for your phone number, a 6-digit password, BVN and an ID, all these is to ensure you’re the one operating the account and to avoid identity theft.
After your account is created, you can always use your phone number and your 6-digit password to login, and in the case that you forget your password, you can easily reset it after getting an OTP to the phone number linked to the account.
So what if you now lost the SIM card linked to your account and can’t get the OTP?
Well, in this case there are few things you can do to help safeguard your account, your money and recover your account.
Can I recover my Opay account if I’ve lost both my SIM card and phone? Yes, you can recover your Opay account if you’ve lost both your phone and your SIM, with the help of opay customer service and your mobile service provider.
Can i login to my Opay without a SIM card and OTP? If you’ve changed your phone, or you forgot your password, you’ll need the SIM card that has the phone number associated with your account to login to Opay and receive OTPs.
How To Recover Opay Account And Get OTP
Follow the below steps.
1. Reach out to opay support team
If you lost your smartphone along with the SIM, try and contact opay support as soon as possible to lock your account in order to safeguard your funds and protect your account from unauthorized access.
Opay official customer service Email address is: customerservice@opay-inc.com.
The complete opay customer service information can be found on their website via https://www.opayweb.com/contact-us/.
If you cant reach out to Opay immediately, dial *955*131# using any phone avaliable to you to block debit transactions from happening on your account. you’ll be required to provide your account number as well as your Opay transaction PIN.
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Note: I recommend you get in touch with Opay customer service team on either Twitter or Facebook and explain to them that you lost your SIM card, they may help you get it back without needing to retrieve the SIM card.
See: How to chat with Opay on app and on social media.

2. Contact Your Mobile Service Provider For Retrieval
The next step in recovering your Opay account is to contact your mobile service provider. Losing your SIM card means you’ll need a replacement with the same phone number (Retrieval of number). Reach out to your provider’s service shop with some documents like your NIN and the SIM pack, they will guide you through the process of retrieving your lost SIM card.
3. Request OTP Recovery
Now that you’ve gotten your SIM card back, you can now request OTP recovery.
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Yes, Tell Me More! →Follow the steps below:
- On the Opay app, click on “Me”, you can find it on the footer navigation.
- Now click on “login”, located at the top left of the screen and follow the on-screen instructions.
- Opay will send the OTP to your SIM card, allowing you to regain access to your account.
Losing your SIM card and access to your Opay account can be a stressful experience, but it’s a problem with a solution. By following these steps above you can quickly recover your Opay account and get back to doing transactions.
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This post was incredibly helpful! I lost my SIM a few days ago and was stressing about accessing my Opay account. Your step-by-step instructions made the recovery process so much easier. Thank you for sharing!
This post is incredibly helpful! I had no idea about the steps to recover my Opay account after losing my SIM. The detailed explanation on how to retrieve the OTP made everything much clearer. Thanks for sharing this valuable information!
This post was really helpful! I lost my SIM recently, and following these steps made it so much easier to recover my Opay account. I especially appreciated the tips on getting the OTP without the SIM. Thanks for sharing this information!
Great post! I lost my SIM a while ago, and I was struggling to access my Opay account. Your step-by-step guide really helped me understand how to recover it and get my OTP. Thanks for sharing such useful information!
This post is super helpful! I recently lost my SIM and had no idea how to recover my Opay account. The step-by-step guide for getting the OTP was particularly useful. Thank you for sharing such clear instructions!
Great post! I recently lost my SIM and had no idea how to recover my Opay account. Your step-by-step guide on getting the OTP was super helpful. Thanks for sharing these tips!
Thank you for this detailed guide! I recently lost my SIM card and was really worried about accessing my Opay account. Your step-by-step instructions on getting the OTP and recovering my account were super helpful. I appreciate you sharing this information!
Thanks for this detailed guide! It’s super helpful to know the steps to recover my Opay account after losing my SIM. I was really worried about not being able to access it again.
Thank you for this informative post! I was worried about losing access to my Opay account after misplacing my SIM card, but your step-by-step guide on how to recover it and get the OTP was super helpful. I appreciate the tips on contacting customer support as well. Keep up the great work!
Great tips! Losing a SIM can be really stressful, especially with all the security measures in place. I appreciate the detailed steps for recovering the Opay account. This will definitely help others who find themselves in a similar situation. Thanks for sharing!
This post was super helpful! I lost my SIM card recently and was really stressed about how to recover my Opay account. Your step-by-step guide made the process so much easier to understand. Thank you for sharing this valuable information!
Great tips! I recently lost my SIM and was struggling to recover my Opay account. Following your steps made the process much easier. Thanks for sharing such useful information!
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This post was super helpful! I recently lost my SIM and was really confused about how to recover my Opay account. The step-by-step guide made it so much easier to understand. Thank you for sharing this information!
Great tips! Losing my SIM was such a hassle, but your step-by-step guide on getting the OTP and recovering my Opay account really helped. Thanks for making it so easy to understand!
This post was super helpful! I lost my SIM last week and was struggling with how to recover my Opay account. The step-by-step guide on getting the OTP was exactly what I needed. Thank you for sharing such useful tips!
Great post! I found the steps to recover my Opay account very helpful, especially the part about getting the OTP without the SIM card. I was worried I’d lose access permanently, but your guidance made it straightforward. Thank you for sharing!
This post was really helpful! I was stressed about losing my SIM and how to recover my Opay account, but your step-by-step guide made it seem much more manageable. Thanks for sharing such valuable information!
Thank you for the detailed guide! I recently lost my SIM and was worried about accessing my Opay account. Your steps on recovering the OTP and logging back in are really helpful. I appreciate the clear instructions!
I lost my sim card how can I get my otp
I lost my SIM card and phone how can I log my OPAY account
How I get my otp
My opay account is unlock 🔓
I have lost my phone number Link with my opay account so please any solution??
Have lost my Sim card so I can’t able to login into my account again please help me sir 🙏🙏🙏🙏🙏🙏
if you’ve lost your SIM, there’s nothing you can do to get the OTP, best thing to do is retrieve you SIM as soon as possible.
And also don’t forget to call Opay ASAP to inform them about this.
I have lost my SIM card I need my OTP code please how can I get it the name of the account is good news peter and and the phone number 09158301164
My sim card have lost service to receive OTP How can I get into my opay account please
if you’ve lost your SIM, there’s nothing you can do to get the OTP, best thing to do is retrieve you SIM as soon as possible.
And also don’t forget to call Opay ASAP to inform them about this.
How can I login into my opay account with my password without sending otp code to my SIM number
I lost the number that i used to open my opay account
if you’ve lost your SIM, there’s nothing you can do to get the OTP, best thing to do is retrieve you SIM as soon as possible.
And also don’t forget to call Opay ASAP to inform them about this.
I lost my sim that I use to register Opay account
Have lost my SIM card so I can’t be able to login into my account bank please help me sir
I lost my phone and sim
if you’ve lost your SIM, there’s nothing you can do to get the OTP, best thing to do is retrieve you SIM as soon as possible.
And also don’t forget to call Opay ASAP to inform them about this.
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I want to open my opay
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I lost my sim card how can I get my otp